My clients have been renters for nearly 6 years and each year they had to find a new house to rent.   With 3 small children in the family, they were tired of moving.  They wanted to buy their first home but didn't think they would be able to afford it.  I had advised that the first thing they need to do was to get pre-approved for financing to determine whether they could or could not afford a home.  To their surprise, they were able to afford a home and that their … [Read more...]